Financial Technology in Indonesia: Effect of Risk on Financial Performance in Peer-To-Peer Lending
نویسندگان
چکیده
This study aims to acquire empirical evidence related the effect of risk on financial performance in peer-to-peer lending Indonesia. By exploring statements throughout 2019-2020. The test uses a panel data regression model, Common Effect Model as selected estimation model. Financial is measured by Operating Income Expenses (BOPO), Net Interest Margin (NIM), Loan Deposit Ratio (LDR), Debt Asset (DAR), Equity (DER), and Capital Adequacy (CAR). In contrast, Return Assets (ROA) (ROE). results this showed that solvency projected DAR, DER, CAR had proven influence profitability Indonesia both ROA ROE.
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ژورنال
عنوان ژورنال: Kinerja: Journal of Business and Economics
سال: 2022
ISSN: ['2549-1709', '0853-6627']
DOI: https://doi.org/10.24002/kinerja.v26i2.6185